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Your Investment Adviser Has New Rules

So, what is a fiduciary? It’s quite simple, really. A fiduciary is any person whose recommendations for buying or selling allocations are in the client’s best interest. They are the people out there who give you that ultimate advice when it comes to contributions, distributions, IRA’s, annuities, insurance policies, and so much more. They are also the people who take compensation for giving you all this spectacular advice. However, at one time the people who doled out this data were not all certified fiduciaries.

The Hottest Locales for Small Business in the U.S.

No, Silicon Valley is not being replaced. However, with the Kauffman Foundation releasing its annual Startup Activity Index last week showing, in detail, trends in U.S. business startups for 2017, it was revealed that California has been booted out of first place. The top spot for new businesses to be built and thrive in the United States has been taken over by the big, sunny city of Miami, Florida.

The Best Car Investments of 2017…So Far

When the automobile industry ushered in its ‘best’ with the New Year, the rankings were released by U.S. News & World Reports, as well as other critics out there. And some have most definitely lived up to the hype. As we get ready to place the first half of 2017 behind us, and more and more buyers are looking to invest in a new automobile, it’s time to review what can arguably be called the most efficient autos with the safest technology features ever produced.

The Brotherhood of Politics and the Economy Drop Mortgage Rates

The political arena and the financial arena always walk hand-in-hand. As it is with the healthcare field being up in the air right now and people rushing to their doctors in order to get their “free” health services before they are, perhaps, all taken away again – the real estate world is seeing a rush to buy attitude because of lower mortgage rates.

Making Money Online

Yes…there are books, audiotapes, videos on YouTube, seminars, webinars and every other ‘nar’ you can possibly think of that offer up information on how YOU can be a millionaire using nothing but your own home computer. Of course, if wealth were that easy, no one would be clogging the highways on Monday morning. They would be home in their robe enjoying the day and counting their oodles and oodles of cash. Not to mention, you would think if wealth online was a plan that worked there would be far more doing just that, considering literally everyone is spending at least three hours on their computers each and every day for personal time and are staring at their cell phone screens 24/7.

Buying & Selling: Learning the Art of the Tag Sale

When people speak about making a few extra bucks, there is more than one way to skin a cat these days. Perhaps you’re trying to save up for a vacation for the family to take this summer. Perhaps you are looking for collectibles to invest in. Oddly enough, many people do not realize what, exactly, was in Great Grandma’s house when she passed on to a happier place. There are even those who will put her things on a table, mark them twenty-five cents, and declare them to be old knickknacks (AKA: things you need to dust every five seconds.) Trouble is, a lot of those knickknacks can actually be worth hundreds or even thousands of dollars. Heck, there have even been things found at tag sales that have been resold in the millions. No. Not kidding. Are the chances immense that you’ll find such a buy? No. But, there have been those that have proven this particular once-in-a-lifetime-event can happen.

Auto Sales Have Not Soared As First Predicted

When 2017 first began, it was stated by financial and industry “experts” that the auto realm would continue to have yet another amazing year. 2016 was a thrill ride when it came to auto sales, yet now that sales figures have been released, there are many people surprised that figures are far less than first expected. The only one fact that has remained is that everyone – from sea to shining sea – still seems to love cars. They all want the ‘best of the best’ sitting in their own driveways, even if they have no shot at actually paying for them.

Made in the U.S.A. Should be the #1 Path for Businesses

The popular show called “Shark Tank” offers investors that back up small businesses – businesses that then turn around and make millions and are able to hire more and more American workers each year, still mentions something that breaks the heart in almost every episode. The fact that overseas manufacturers could save the entrepreneur who’s speaking a great deal of money and lower their costs. Is that particular fact true? Well…unfortunately it is. However, as business has been changing, and America has been attempting to get back on the horse, many big names have proven that you can succeed and manufacture your product line in America, all at the same time. They are not about to go out of business anytime soon, and they take a whole heck of a lot of pride in the fact that their products are “Made in the U.S.A.” Don’t believe? Keep reading.

How Are Retail Sales in 2017?

Despite consumer uncertainty, as well as a very sluggish beginning to 2017, the U.S. retail sales industry is projected to increase 4% this year. Headlines show that many retailers and companies posted “soft” holiday sales to end 2016, which caused some notable retailers to either cut jobs or close stores as a result. However, when it comes to 2017, the National Retail Federation (NFR) released an economic forecast projecting the retail industry (this excludes automobiles, gas stations, and restaurants) to grow and reach that 4% increase aim.

Business Industries to Explore in 2017

It’s no surprise that with the popular TV show “Shark Tank” taking over the headlines, promoting small businesses and giving people the chance to ‘make it big,’ that the industry researchers have gotten together a list of the very best opportunities when it comes to starting up companies in 2017.